Canada Oil to Heat Pump Affordability Program — Ontario 2026

The Canada Oil to Heat Pump Affordability (COHA) program offers up to $15,000 to eligible Ontario households that switch from oil heating to an eligible heat pump. The program is administered through Natural Resources Canada and targets homes currently relying on heating oil as their primary heat source.

Frequently Asked Questions

Who is eligible for the COHA program in Ontario?

Ontario homeowners who heat their primary residence with oil and have a household income at or below the program threshold are eligible. The home must be owner-occupied and the new heat pump must be the primary heating source after installation.

How much can I receive from COHA?

Eligible households can receive up to $15,000 toward the cost of switching from oil to an eligible heat pump system. The grant does not need to be repaid. Check the NRCan program page for current income thresholds and eligible equipment lists.

Can COHA be combined with the Canada Greener Homes Loan?

Yes. COHA grants can generally be combined with the Canada Greener Homes Loan and provincial rebates such as Enbridge HER+. Because COHA targets lower-income households, stacking with a non-repayable loan can significantly reduce out-of-pocket costs.

What heat pumps are eligible under COHA?

Eligible equipment must appear on the NRCan approved product list and meet minimum efficiency requirements (typically ENERGY STAR certified cold-climate heat pumps). Ask your licensed contractor to confirm eligibility before purchasing.

How to Apply for COHA in Ontario

  1. 1
    Confirm eligibility

    Check the NRCan COHA eligibility requirements including income threshold and current heating source. The program targets households using oil as the primary heating fuel.

  2. 2
    Select an eligible heat pump

    Choose a heat pump from the NRCan approved product list. Your licensed HVAC contractor can advise on cold-climate models that qualify and are sized correctly for your Ontario home.

  3. 3
    Have the heat pump installed

    Work with a licensed HVAC contractor for installation. contractor.ca can connect you with Ontario contractors experienced with COHA documentation and heat pump installations.

  4. 4
    Apply through your service organization

    COHA applications are processed through authorized service organizations. Apply with your contractor invoice, equipment details, proof of oil heating, and income documentation. Grants are issued after verification.

Ready to start your project? We'll match you with licensed Ontario contractors.

Get Free Quotes →